Fertility Treatment Comparison Calculator

Compare cost, success rates, and time investment across IUI, IVF, mini-IVF, and natural cycle IVF treatments.

Results

Visualization

How It Works

Different fertility treatments offer different cost-to-success tradeoffs. The best option depends on your age, diagnosis, budget, and timeline.

The Formula

Cumulative Success = 1 - (1 - Per-Cycle Rate)n

Cycles Possible = min(Budget / Cost per Cycle, Time / Cycle Duration)

Variables

  • IUI — Intrauterine insemination — least invasive, lowest cost
  • Mini-IVF — Lower medication doses, fewer eggs retrieved, lower cost than standard IVF

Worked Example

At age 34 with $30K budget: IUI gives 6 cycles (45% cumulative) for $10,800; IVF gives 1 cycle (38%) for $18,000.

Practical Tips

  • IUI makes most sense for mild male factor, ovulatory issues, or unexplained infertility under 35.
  • IVF is recommended first-line for tubal factor, severe male factor, or age over 38.
  • Mini-IVF can be a good compromise — lower cost per cycle with moderate success rates.
  • Consider cost-per-baby, not just cost-per-cycle, when comparing treatments.
  • Many clinics offer multi-cycle discounts or shared-risk programs for IVF.

Last updated: March 15, 2026 · Reviewed by the FertilityCalcs Editorial Team